3378 Sagebrush St Harmony, FL 34773
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About this home
Welcome to this stunning 3-bedroom, 3-bathroom home with an additional office that can easily serve as a fourth bedroom, offering flexibility to suit your lifestyle. Nestled in a vibrant 55+ community, this home is packed with thoughtful upgrades and custom touches throughout. Inside, you'll find an open-concept layout enhanced with oversized ceiling fans, dimmable lighting, and extra outlets—including a floor outlet in the living room for easy furniture arrangement. The chef-inspired kitchen boasts stainless steel appliances, a spacious island with a footrest, a single-basin sink, and corner cabinetry for optimal storage. A custom barn door separates the bedroom wing for added privacy. Retreat to the luxurious primary suite featuring a spa-like bath with a seamless glass rain shower, tile extending to the ceiling, built-in caddy and seat, and a dual vanity. The home also offers crown molding, fully insulated walls and attic, security wiring, wide pull-down attic stairs in the garage, and a premium water treatment system by Bryan King Sci-Chem with a Clack water softener. Step outside to your private backyard oasis complete with a 10x40 pavered patio, barbecue/fire pit pad, hot tub, Coolaroo-shaded lanai, and flood lighting—all serviced by a manual timer-controlled irrigation system. Quarterly pest control ensures peace of mind. Additionally, the home is equipped with a generator hookup, allowing you to easily connect a generator for reliable backup power during any outage. As part of an amenity-rich 55+ community, residents enjoy access to pickleball courts, golf, two fitness centers, a resort-style pool, and a calendar full of daily events—like 9 a.m. water aerobics—offering countless opportunities to stay active, social, and engaged. This home is a rare find—combining upgraded comfort with an active, welcoming lifestyle. Call today to set up a private showing!
Source: STELLAR #S5126363
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.