338 Devonshire Dr Thomson, GA 30824
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About this home
Welcome to Windsor Farms Subdivision, where comfort, space, and thoughtful design come together on nearly 2 acres of peaceful countryside. This beautifully maintained home offers over 1,900 square feet of living space with 3 bedrooms and 2.5 baths. Step into a spacious living room with cathedral ceilings and a cozy gas log fireplace, perfect for relaxing or entertaining. The eat-in kitchen features a large island and abundant cabinet space-ideal for both everyday meals and special gatherings. Engineered hardwood floors throughout the living space. Down the hall, the owner's suite provides a private retreat with his-and-her closets and a luxurious bath complete with a jacuzzi tub, double vanity, and walk-in shower. The additional bedrooms have ample closet space. French doors open to a screened-in back porch that leads to a generous deck and a covered grilling area-perfect for hosting friends or enjoying quiet evenings outdoors. The fenced-in backyard offers both privacy and peace of mind, while a raised platform is ready for your future outbuilding, workshop, or storage shed. With access from Wisham Road, there's plenty of space to park your boat, camper, or other toys. The attached double-car garage connects directly to the kitchen, laundry room and half bath, making daily routines a breeze. With its thoughtful layout, stylish finishes, and versatile outdoor space, this home is truly a must-see. Location is great with easy access to downtown and to I-20.
Source: GAMLS #10625520
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.