338 Orion Dr New Braunfels, TX 78130
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About this home
ASSUMABLE LOAN Available (Buyer must qualify). Welcome to your dream home-where luxury meets comfort in perfect harmony. This stunning 4-bedroom, 3.5-bath residence is thoughtfully designed with elegant finishes, an open-concept layout, and a touch of refined sophistication throughout. Nestled on a premium greenbelt lot, you'll enjoy peaceful, private views with no backyard neighbors-your own slice of serenity just moments from the city's conveniences. From the moment you step inside, you'll be captivated by the attention to detail: rich textures, upgraded flooring, designer lighting, and a warm, modern aesthetic that flows effortlessly from room to room. The heart of the home is the chef-inspired kitchen, which opens seamlessly into the spacious living and dining areas-ideal for hosting gatherings or enjoying cozy evenings in. The expansive primary suite serves as your personal sanctuary, featuring a spa-like ensuite bath and generous walk-in closet. Secondary bedrooms offer versatility for guest accommodations, children's rooms, or a dedicated home office. Located just minutes from HWY 35 and the vibrant, historic charm of Gruene, this home places you in one of the area's most sought-after locations with convenient access to shopping, dining, entertainment, and outdoor recreation. Luxury. Privacy. Convenience. This home has it all - Don't miss your chance to make it yours.
Source: SABOR #1895044
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.