339 White Dove Dr Hubert, NC 28539
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About this home
Need a large home with 2 masters? Look no further. This 3300+ sq ft home in the Heron Watch subdivision in Hubert just off Queens Creek Road has tons of upgrades and is looking for its new owners. This home that was just built in 2021 offers lots of upgrades and perks that you just can't get with new construction. The owners, built a large deck, installed a hot tub, added a gazebo on the deck, fenced the yard and added a 16x10 double lofted Leonard's shed that still has time left on it's 5 year warranty. This spacious home features an upstairs and downstairs master suites, two more large bedrooms upstairs with walk-in closets, a bonus room upstairs with 2 closets, and an office downstairs with double doors. The 1st floor master bathroom features a large custom tiled shower with multiple jets and shower options. They also added a closet just for shoes. The majority of the downstairs has LVP flooring and the upstairs is carpeted with the exception of the 2 full bathrooms. The driveway has been added onto and wraps around the side of the house with a large parking pad behind a large double gate. This home has so much to offer. Come see it for yourself.
Source: NORTHCAROLINAREGIONAL #100526571
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.