34 Bridgestone Way SE Cartersville, GA 30120
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About this home
Say yes to this modern farmhouse-style home with beautiful mountain landscape views and quiet lifestyle. This stunning 4,600+ sq. ft. home in the highly desirable Carter's Grove Plantation offers unparalleled comfort and casual living. Enjoy year-round relaxation and breathtaking views from the two screened porches and the expansive decks. Take your pick. Birdwatching by day, Stargazing by night. Step inside and be captivated by an abundance of natural light streaming through 25-foot ceilings and large picture windows. The smart design seamlessly blends elegance with functionality. As the homeowner you will enjoy tons of upgrades! The gourmet kitchen boasts ample cabinetry, large pantry, stainless steel appliances, and a beautiful quartz countertop breakfast bar. The highlight of this exceptional property is the fully finished basement featuring a separate man cave, a sizable and charming she shed, and an enormous shelved storage area. This home is perfect for gathering family and friends for game night and holidays. *The owner will include the new saltwater luxury hot tub, the pool table, an impressive 120-inch television, and a premium sound system- all remain with the home! Act now! Retreat style living everyday. Don't miss your chance to own this rare gem!
Source: GAMLS #10596820
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.