34 Princeton Place Dr Adairsville, GA 30103
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About this home
Discover an inviting townhouse residence nestled in a well-established Adairsville community, offering an exceptional opportunity for those seeking comfortable living or a promising investment. This property presents two spacious bedrooms and two and a half bathrooms across its generous square footage, thoughtfully designed to maximize both comfort and utility. Situated on a manageable lot, the exterior provides just enough space for outdoor enjoyment without demanding extensive upkeep, a perfect balance for busy lifestyles or for those looking to simplify. Upon entry, you are greeted by an intuitive layout that flows seamlessly from one area to the next. The main level hosts the primary living spaces, including a welcoming living room that provides ample room for relaxation or gatherings. Natural light filters through the windows, creating a bright and airy atmosphere throughout the day, particularly pleasant during the warmer summer months. The adjacent eat-in kitchen is both functional and inviting, featuring sufficient cabinetry for storage and counter space for meal preparation. It is well-equipped to handle everyday cooking and offers a comfortable spot for casual dining. A convenient half-bathroom on this level adds to the practicality of the floor plan for residents and guests alike. Ascending to the upper level, you will find two generously sized bedrooms, each offering a distinct retreat. The primary bedroom includes its own full bathroom, offering a dedicated and comfortable space. The second bedroom also benefits from an adjacent full bathroom, providing convenience for all occupants. These spaces are designed to accommodate various needs, whether for personal rest or as comfortable quarters for guests. Beyond the interior, the property includes a patio area accessible from the rear, perfect for enjoying a morning coffee or an evening breeze. This outdoor space extends the living area and offers a quiet spot for unwinding. The low-maintenance exterior of the townhouse, with its brick and siding combination, contributes to its enduring appeal and ease of care. The established community environment adds to the appeal, offering a sense of belonging and tranquility. This Adairsville townhouse represents a remarkable value proposition. Its practical layout, appealing features, and accessible price point make it an ideal choice for a first-time homebuyer embarking on their homeownership journey. Additionally, its characteristics align perfectly with the criteria for a potential income-producing investment property, presenting a solid opportunity for those looking to expand their portfolio. Its location in Adairsville ensures proximity to local amenities, services, and routes, enhancing its desirability. To explore this compelling opportunity further and to schedule a personal viewing, please contact our team.
Source: FMLS #7580283
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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