34 Venloe Dr Youngstown, OH 44514
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About this home
Welcome Home with Classic Charm Tucked sweetly in one of the most desirable neighborhoods (yes, that one with the tree-lined streets and neighborly waves), this adorable Cape Cod-style 4-bedroom home is bursting with character and ready for its next chapter—you! Whether you're a first-time buyer dreaming of a white picket fence life, or a growing family looking for room to spread out (and maybe even hide from each other occasionally), this home checks all the boxes. Step inside and you’ll be greeted by a gracious sunny windows, and just enough vintage charm to make Joanna Gaines nod in approval. The main floor features cozy living and dining spaces perfect for everything from pancake breakfasts to spontaneous dance parties. And with four full bedrooms, everyone gets their own corner of the castle—including a great flex space for a nursery, home office, or your very own "I'm not hiding, I'm decompressing" room. Outside, there’s a backyard just begging for BBQs, fire pit stories, and epic games of tag, plus space to finally try your hand at that Pinterest garden board you made in 2020. Want to make it your own? Think: cute dormer window reading nooks, custom built-ins for all those books (or toys, or snacks—no judgment), or even a hot cocoa bar in the kitchen. The possibilities are endless—and surprisingly affordable! ?? All this, wrapped up in a postcard-worthy location close to parks, schools, coffee shops, and that donut place locals rave about. Yes, that one. So grab your favorite beverage and come see why this Cape Cod isn’t just a house—it’s a feeling.
Source: MLSNOW #5139585
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.