340 Haversham Way Davenport, FL 33897
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About this home
Come and see this 4-bedroom 2 bath home in highly sought after Legacy Park minutes from Disney, shopping and dining. This property has one of the largest lots in the community with fruit trees, a Saltwater Pool with Covered Terrace and Pool Screen Enclosure perfect for entertaining. A new wood fence was installed in May 2024 for your privacy with no neighbors behind the property. The exterior of home and Pool Deck was recently painted 2025 and HVAC was replaced in 2020. Property is energy efficient with 27 Solar Panels which were installed in Oct of 2020. The interior of home boasts vaulted ceilings, hurricane Impact Windows and kitchen has solid wood cabinets with granite counter tops and stainless-steel appliances. The large Master Suite is complete with vaulted ceilings, walk-in closet and Master Bath has granite counter tops, a new toilet, separate tub and shower. Property also has a Whirlpool central water filtration system and Guest Bathroom was remodeled in 2019 with sliding glass shower doors, new flooring, toilet and vanity. Roof was replaced in 2017, Dishwasher replaced in 2020, Microwave replaced in 2021. Don't miss your chance to make this exquisite 4 bedroom upgraded home yours to enjoy, schedule a showing today and experience Central Florida living at its finest!
Source: STELLAR #O6309855
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.