$650,000

3404 Holly Cir Triangle, VA 22172

$3,256/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

***NO HOA*** Welcome to the Quantico Creek Community in Graham Park Shores, ideally located in close-in Triangle! Just minutes from MCB Quantico, I-95, and the Virginia Railway Express, this spacious colonial nestled in a quiet cul de sac in one of the few well-maintained neighborhoods with NO HOA! This beautifully maintained 5-bedroom, 3.5-bath home with over 3,000 SQ FT offers a perfect blend of charm, space, and modern updates. You'll love the oak hardwood floors, elegant crown molding, and cozy gas fireplace in the family room, which opens to a spacious deck. The updated kitchen and bathrooms provide modern comfort, and the large backyard backs to serene wooded views. Enjoy outdoor living on the expansive stamped concrete patio with a built-in firepit—ideal for entertaining or relaxing. Inside, the spacious primary suite features a walk-in closet and a fully renovated en suite bath with a luxurious soaking Jacuzzi tub. The second bedroom also includes a generous walk-in closet. The walk-out basement features a large rec room, a full bathroom, and an additional room with a walk-in closet—perfect as a fifth bedroom (NTC) or a home office. The basement also includes a dedicated laundry room with plenty of storage space, making household tasks convenient and efficient. The kitchen can easily be updated to accommodate a gas range. Roof and siding were replaced in 2018, offering peace of mind for years to come. Water Heater replaced in 2019 Vacation at home in this peaceful park-like setting near the Potomac River. Enjoy world-class shopping, dining, and entertainment at Stonebridge Potomac Town Center, The Rose Gaming Resort, Wegmans, and Potomac Mills Mall—all just a short drive away. An unbeatable commuter location: less than 5 miles to the VRE, with easy access to I-95, Route 1, MCB Quantico, Metro Bus, Park & Ride, and commuter options to Fort Belvoir, the Pentagon, and DC. Close to parks, Quantico hiking trails, and scenic Quantico Creek—your ideal blend of nature, comfort, and convenience awaits!

5 bedroom
3.5 bathroom
3,048 sqft
0.72 acres
Single Family
Built in 1999
2 car garage
Fireplace

Source: BRIGHT #VAPW2100252


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 06:20 pm
Listing agent: Susie Branco Zinn (703) 403-2524
Listing provided courtesy of: RE/MAX Gateway, LLC (703) 652-7000
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAPW2100252
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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