3407 Angus Xing San Antonio, TX 78245
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About this home
Welcome to this beautiful one-story residence located in the new-construction community of Stoney Creek in San Antonio. Built in 2020 by DR Horton, this well-maintained home offers 1,299 sq ft of single-level living with no interior stairs and all bedrooms on the main floor. The open-concept layout connects the kitchen, dining and living areas - the kitchen is appointed with granite countertops, stainless-steel appliances, a gas cooktop, and ample cabinet/workspace. The primary suite features a walk-in closet and an en-suite full bath with shower. Two Enjoy indoor-outdoor living via the rear covered patio that overlooks a level, fenced backyard - ideal for dining, grilling or recreation. The two-car garage and dedicated laundry room add everyday convenience. The lot spans approximately 4,792 sq ft (0.11 acre) giving room for pets, play or garden space. Situated just minutes from major roadways - Loop 1604, US-90 and Hwy 151 - commuting, shopping and dining are easily accessible. The home is zoned for the Medina Valley Independent School District: Ladera Elementary, Loma Alta Middle and Medina Valley High. The community carries a low HOA fee of approximately $9/month ($113 annually) for common area upkeep and pool/park amenity access. Additional features include brick exterior with slab foundation, central HVAC system with natural gas heating, and vinyl/carpet flooring throughout.
Source: SABOR #1880153
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.