341 Alexzander Way Winter Haven, FL 33881
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About this home
AGENTS - PLEASE VIEW REALTOR REMARKS IN THE MLS. FREE SOLAR PANELS!! a $56k savings to you! The seller will pay off the solar panels at closing! That means you’ll enjoy huge long-term savings on your electric bills. This beautifully maintained D.R. Horton Cali floor plan, built in 2021, offers the perfect combination of modern upgrades, energy efficiency, and prime location in the desirable Jace Landing community of Winter Haven. With 4 spacious bedrooms, 2 bathrooms, and 1,867 sq. ft. of living space, this home is move-in ready and designed for both comfort and convenience, filled with premium upgrades rarely found at this price point. This home has been meticulously enhanced with over $25,000 in smart and luxury features, making it one of the most upgraded homes in the area. Highlights include a touchless kitchen faucet, custom living room TV wall with mood lighting, entryway smart motion-activated lights, Aquafeel Reverse Osmosis Water System ($7,500), Autel EV charger, extended screened lanai with doggie door ($7,600), garage with epoxy flooring and custom closet, and a fully fenced backyard with paver walkway and fruit trees. Outdoor security cameras and upgraded lighting throughout provide extra peace of mind. With low HOA fees, no flood insurance required, and a prime location near schools, healthcare, shopping, parks, and just a short drive to Orlando, Tampa, Legoland, and Disney, this property truly checks every box. Schedule your showing today, take advantage of this rare opportunity before it’s gone and experience Florida living at its finest! Please schedule all showings online via Showing Time. Offers may be entered ONLINE through Tuesday, November 4, 2025 at 3:00 pm. AT SELLER'S DISCRETION, A SUBMISSION MAY BE ACCEPTED AT ANY TIME.
Source: STELLAR #O6312556
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.