341 Guadlupe St Haines City, FL 33844
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About this home
Your Family's New Beginning: A Home in Orchard Terrace. Welcome to a place where memories are made and family connections flourish! Nestled in the heart of the friendly Orchard Terrace community, this beautiful four bedroom two and a half bath is more than just a house; it's the perfect canvas for your family's next chapter. A home designed for Family Life: with four comfortable bedrooms and two and half baths there is ample space for everyone to thrive. The Kitchen: The heart of the home featuring elegant 42-inch cabinets, gleaming quartz countertops and a convenient walk in pantry - perfect for preparing family meals and baking cookies together. Primary Bedroom Sanctuary: retreat to your private haven with an expansive 22 x 11 walk in closet, bathed in natural light, offering a serene and organized space just for you. Comfort for Everyone: The other three bedrooms are generously sized with plenty of closet space, ensuring comfort and privacy for family and guests alike. Dual sinks in both the primary and secondary bathrooms make busy mornings a breeze. Expansive backyard: This two-story home boasts one of the of largest backyards in Orchard Terrace! With a small footprint, it opens up to a vast outdoor space, ready for lively family gatherings, summer barbecues or even the addition of your dream private pool and outdoor sanctuary. Imagine endless laughter and play under the Florida sun! Join a welcoming community where neighbors become friends. The community pool and playground are fantastic spots to meet new people, watch your family play and enjoy leisurely afternoons. Local Adventures: Prime Location: Enjoy unparalleled access to activities, beautiful beaches and convenient travel routes. Historic Haines City: Just minutes away, perfect for leisurely strolls . This home in Orchard Terrace offers the perfect blend of comfortable living, community spirit and access to a vibrant lifestyle. It's not just a house ;it's the foundation for a lifetime of cherished family moments.
Source: STELLAR #G5099480
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.