3410 Lockheed Ct Wade, NC 28395
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About this home
Welcome to 3410 Lockheed Ct, a charming 4-bedroom, 2½-bathroom home nestled on nearly one acre (.97) in the peaceful town of Wade. As you enter, you'll be greeted by a grand foyer with high ceilings, setting the tone for the spacious and inviting atmosphere that flows throughout the home. The main level features the primary suite, offering convenience and privacy. Upstairs, you'll find three additional bedrooms and a generously sized bonus/family room, perfect for movie nights, playtime, or relaxation. The kitchen is a chef's dream, equipped with sleek granite countertops, a generous breakfast bar, and a large pantry, making meal preparation and storage a breeze. Adjacent to the kitchen is a formal dining room, ideal for hosting special occasions and gatherings. Step outside to enjoy the screened-in back patio and fully fenced yard, providing an oasis for outdoor living. The 3-car side-entry garage offers ample space for vehicles and storage needs. With quick access to interstate 295, this home is conveniently located near Fort Bragg, shopping, and dining options. Experience the perfect blend of comfort, style, and convenience.
Source: TRIANGLEMLS #LP751927
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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