3412 Agate Trl Forney, TX 75126
Your savings
About this home
Welcome home to this beautifully updated 4-bedroom, 3-bath residence located in one of Forney’s most sought-after communities. From the moment you arrive, you’ll appreciate the home’s inviting curb appeal and the sense of comfort and space that continues throughout the interior. Step inside to discover a thoughtfully designed floor plan that perfectly blends style and functionality. The home has been freshly painted, including walls and cabinets, giving it a clean, modern feel. Brand-new carpet upstairs adds a touch of comfort and freshness to the living spaces. The main level features an open-concept layout ideal for both everyday living and entertaining. The spacious living room flows effortlessly into the dining area and kitchen, where you’ll find ample cabinet space and a welcoming atmosphere for family gatherings or quiet evenings at home. Retreat to your generously sized primary suite, complete with a large ensuite bath and walk-in closet — a perfect place to unwind at the end of the day. The laundry room is conveniently located right off of the primary closet. The additional three bedrooms upstairs offer plenty of space and versatility for family, guests, or a home office. Situated in a vibrant and family-friendly community, this home offers convenient access to local parks, schools, and shopping, along with easy commuting routes to the Dallas area. With its fresh updates, spacious layout, and desirable location, 3412 Agate Trail is the perfect blend of comfort and modern living — ready for you to move right in and make it your own.
Source: NTREIS #21105624
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.