3413 Albantowne Way Edgewood, MD 21040
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About this home
Welcome Home to 3413 Albantowne Way – Space, Comfort & Family Living at Its Best Discover the perfect place for your family to grow and thrive! This beautifully maintained 4-bedroom, 2.5-bath home offers over 1,800 sq ft of bright, comfortable living space designed with today’s busy families in mind. Fully renovated in 2015 and lovingly cared for ever since, this home combines modern updates with a welcoming, family-friendly feel. The main-level bedroom suite is a wonderful bonus—featuring two walk-in closets and a private full bath, it’s perfect for guests, grandparents, or a quiet home office. The spacious kitchen is the heart of the home, with granite countertops, modern cabinetry, and plenty of workspace—ideal for weeknight dinners or weekend baking projects. The open layout flows easily from the kitchen to the dining and living areas, making it easy to stay connected while spending time together. Upstairs, you’ll find three additional bedrooms and another full bath, giving everyone their own space and privacy. Step outside to enjoy your fully fenced backyard and patio—perfect for family barbecues, playtime, or simply relaxing at the end of the day. Located close to great schools, parks, shopping, and commuter routes, this move-in-ready home offers the ideal blend of comfort, convenience, and community. 3413 Albantowne Way isn’t just a house—it’s the home your family has been waiting for. Schedule your visit today!
Source: BRIGHT #MDHR2048948
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.