$419,900

3413 Nombella Ct Fort Myers, FL 33905

$3,847/mo at 6.5%
Unlock a lower rate & save over $100K.

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

STUNNING 4 BEDROOM TIVOLI FLOORPLAN, BUILT 2023, W/IMPACT RESISTANT WINDOWS + DOORS AND 3-CAR GARAGE. QUIET CUL-DU-SAC LOCATION, OVERSIZED LOT W/BEAUTIFUL LAKE + NATURE VIEWS! Welcome to this Modern Smart Home that offers the perfect blend of modern elegance and serene living. With 4 bedrooms, incl. spacious owner’s suite, 3 full bathrooms, and exquisite tile flooring throughout, this home is a rare gem that exudes sophistication and comfort. Step inside to discover an open and airy floor plan that seamlessly connects the living, dining, and kitchen areas, creating an ideal space for both entertaining and everyday living. Large open kitchen w/island + bar, breakfast nook plus separate formal dining space. Great Room w/tall glass sliding doors, extends to the covered and screened-in lanai, a tranquil oasis for outdoor relaxing. The owner’s suite is a true retreat, complete with a spa-like ensuite bathroom featuring dual vanities, and a large walk-in shower. Three additional bedrooms provide ample space for family and guests, while the three well-appointed bathrooms ensure convenience and privacy for all. One of the standout features of this home is the breathtaking lake view. Imagine waking up to serene water vistas every morning and enjoying peaceful evenings watching gorgeous sunsets on your private lanai (SW exposure). Whether you're sipping your morning coffee or hosting a dinner for friends, the tranquil lake backdrop adds a touch of natural beauty to your everyday life. Many Upgrades, incl. IMPACT RESISTANT WINDOWS + DOORS, custom closet systems + more. Don't miss the chance to make this exceptional Tivoli model your very own SW Florida paradise! NO FLOOD INSURANCE REQUIRED! Portico is a highly sought-after, access-controlled community w/Low HOA fees. Amenities include clubhouse, community pool, gym, yoga/exercise room, tennis, pickleball, basketball, play area. Pets, Fences & LSVs permitted! Great location, short drive to I-75, shopping, dining & more!

4 bedroom
3 bathroom
2,271 sqft
0.2645 acres
Single Family
Built in 2023
3 car garage
Air conditioning
Shared pool

Source: FORTMYERS #225077923


Loan details
Loan type
Remaining balance
Remaining term
Neighborhood


FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Nov 04, 2025 10:18 am
Listing agent: Frank Dittschar, LLC (239) 823-9916
Listing provided courtesy of: John R Wood Properties (239) 261-6622
Details provided by FORTMYERS and may not match the public record.
MLS ID: #225077923
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.