3415 Genoa Pl Palmdale, CA 93551
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About this home
Wonderful opportunity to own a beautiful spacious 3163 sq ft Rancho Vista Pool & Spa Home in a desirable neighborhood, this 4 bedroom, 3 full bathroom + loft home offers plenty of space. The kitchen has been remodeled with beautiful white quartz countertops with a large island for family gatherings, pantry with ample storage, stainless steel dishwasher, microwave and recessed lighting. There is a bedroom on 1st floor next to the hallway bath. Two additional bedrooms upstairs and a spacious master suite with private en-suite bathroom, it’s very spacious and fits a Cal-king-size bed. The primary bathroom has a separate tub, separate shower, and a large vanity with separate sinks & spacious walk-in closet. The hallway bathroom features dual sinks with beautiful white Quartz countertop & a separate room w/toilet & tub. The two additional bedrooms upstairs have carpet and laminate floor in the loft and hallway. The Backyard with the covered patio feels like a vacation oasis featuring a heated sparkling in ground pool and Jacuzzi, perfect for cooling off during the summer. There’s also a built-in gas barbecue in the backyard. The block walls and trees create lots of privacy! Located in a desirable neighborhood, this home also offers easy access to shopping, schools, parks and freeway access. This 4 bedroom home features 3 full bathrooms, loft, formal living, formal dining, super large open kitchen, breakfast area, family room with gas fireplace & access to backyard. Waterproof laminate plank flooring throughout 1st floor with the exception of small area in family room & stairway. Carpet in upstairs bedrooms. 1st floor features one bedroom, one full bath and laundry room with sink and plenty of storage and direct access to the 3 car garage. The leased solar system helps minimize electric bills. This Westside pool home is the perfect home for the hot summer days & nights!
Source: CRMLS #SR25157709
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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