34171 Willow Stone St Murrieta, CA 92563
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About this home
Exquisite Modern Farmhouse with Owned Solar Panels, a Brand-New Pool and Spa OASIS w/ no rear neighbors!! Need I say more?? I think not, but here are the deets... This Home boasts 3381 well laid out square feet with tons of space and elbow room. 5 very roomy bedrooms, 3 full bathrooms, a Loft and a STUNNING Gourmet Kitchen! As you step up the walkway, you are welcomed w/ a lush front yard with a cozy front porch, perfect for relaxing or watching the little ones play outside. The entrance is spacious and loaded with tons of natural light. Off the entry is a bedroom and full bathroom, perfect for out-of-town guests, in-laws or office! I hope you love kitchens because this one checks all the boxes, from the sharp look of the white shaker cabinets and drawers with black hardware and soft closing features to the high-end stainless-steel appliances. Double ovens! Yes please! SS Range hood, butlers and walk-in pantries give you all the storage and space to cook and entertain. Large island with pendent lighting, glistening Quartz countertops and recessed lighting finish off this Amazing Kitchen! Huge Eat-In Dining Space sits adjacent to the 12-foot double sliding glass door that overlooks your sparkling pool and spa! Flex room off the dining space has endless opportunities. Maybe a craft room? Playroom? Library? Take your pick. Lets not forget to mention one final space in this LOVELY Great Room - The Family Room! So much space for all your favorite furnishings, custom electric fireplace w/ functional pull-out mantle and shiplap feature wall make this the place you want to chill and relax with family and friends. Upstairs you have a lovely wood banister, a MASSIVE LOFT, 3 more HUGE bedrooms and a STUNNING Primary Suite. This Suite has all the VIEWS! No neighbors right on top of you is what we all want, right? Well, you may hear a "neigh" or a "bray" from time to time but they won't judge! Views of trees, farms, mountains and gorgeous sunsets - sign me up! This oversized backyard offers a lovely Alumiwood Patio Cover w/ double ceiling fans, recessed lighting and so much space to enjoy a break from that California Sun. Take a dip in your Relaxing pool and spa, enjoy the rushing waterfalls that cascade into the pool. Catch some sun rays and enjoy all Cali Living has to offer. Spencer's Crossing offers all the amenities you want, Clubhouse, Multiple Pools, Outdoor Picnic spots, tot lots, sports parks and courts and walking trails. Minutes from Temecula Wine Country.
Source: SANDIEGO #SW25160641
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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