3423 W Inspiration Dr Phoenix, AZ 85086
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About this home
Your New Luxurious Lifestyle and Home Awaits in the Exclusive GATED Community of Anthem. RARE OPPORTUNITY in THE LANDINGS with Community Center access and NO SOCIAL FEES. Offering Both Privacy & Peace of Mind with 2,295 Sq Ft of Stylish and Comfortable Living with Upscale Touches and Incredible Mountain Views. This Meticulously Maintained Home features a SPLIT 1 Bedroom - Bath and Single Car Garage on the OTHER SIDE of the Home from the other 3 Bedroom - 2 Bath - 2 Car Garage Allowing Ease for a Workshop, Office Area, or Guest Corridor En Suite Possibilities. Whether You're Looking for a Lock and Leave Seasonal Living, Family Vacation Home, Potential Rental Investment or Full Time Residence, this Single-Story Home has Just what You are Looking for. Step Inside to a Spacious, Open Layout with Abundant Natural Light, 9+ foot Ceilings throughout and a Seamless Indoor-Outdoor Flow. Home has 8 years left on Remaining HVAC Warranty that is transferable, Dual Pane, Lifetime Windows, Foam Insulation in Crawl Space - Ceiling for more Energy Efficient, Lots of Storage in both Garages, Water Softener, and more upgrades worth seeing in person! Kitchen Boasts Ample Amount of Granite Counter Space, a Walkin Pantry, Newer Appliances and Dual Ovens Perfect for Entertaining in the Open Dining and Family Areas PLUS a Bonus Living Room with a Cozy Fireplace. Enjoy Gorgeous Weather as you Sip your Morning Coffee while You watch the Sunrise in the Courtyard OR Sit around the Firepit in Your Private Back Yard under Arizona's Spectacular Starry Skies. Gated Residents at LANDINGS have Complete access to the Anthem Community Center with Workout, Day Care and a Variety of events Year-Round for All Ages PLUS - Big Splash Water Park, Gr8 Skate Park, MASSIVE Sports Courts Area, a 63 Acre Anthem Community Park that includes an Indoor Gym, Day Care, Rock Climbing Wall, Monthly Calendar of Events and Classes, Massive Playground and Ramadas by the Water to Stroll around and enjoy Lush Walking Paths, Have a Picnic or Take a ride on the Daisy Mountain Railroad, Come check out this Award-Winning Community, Lifestyle & Amenities! This One-of-a-Kind Property with Easy Access to Top-Tier Dining, 2 Golf Courses, Shopping, Schools, Hospitals, Hiking Trails to Daisy Mountain, and the I-17 Freeway.
Source: ARMLS #6941399
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.