343 E Marshall Ridge Rd Hendersonville, NC 28792
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About this home
Experience mountain living at its finest with this stunning 3-bedroom, 2-bathroom open-concept home nestled on 4+ acres of secluded, wooded paradise. Whether you're seeking a serene full-time residence, a weekend escape, or a high-demand short-term rental, this property delivers it all. Step outside and take in the panoramic 360-degree winter views or enjoy long-range mountain vistas even in the lush summer months. The home itself sits on 1.5 acres, and the sale includes an adjoining 2.72-acre parcel—perfect for maintaining extra privacy, building a guest house, or even selling separately in the future. Explore your own private network of walking trails carved into the land, surrounded by abundant wildlife and peaceful forest. Inside, the bright and airy layout welcomes you with modern finishes and open spaces ideal for entertaining or relaxing after a day in the mountains. Additional Highlights: Assumable mortgage at an incredible 2.625% interest rate on approximately $202K – a rare and valuable find! Tonal gym system ($4,000 value) included with an acceptable offer. Excellent potential as a short-term rental or mountain getaway. Don’t miss your chance to own this unique slice of mountain paradise. Schedule your private showing today!
Source: CANOPYMLS #4304779
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.