3430 Town Square Dr NW # 1 Unit 1 Kennesaw, GA 30144
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About this home
Welcome to this beautifully updated 3 bedroom, 2.5 bath brick townhome in the heart of Kennesaw, GA, offering 1,540 square feet of living space with big windows that fill the home with natural light and thoughtful upgrades throughout. Step through the front door into an oversized living room with soaring 9-foot ceilings, easily accommodating a 12-foot sectional with room to spare for additional decor or even a desk. It's the perfect space for both entertaining and everyday living. Tucked away in this room, a staircase leads upstairs while keeping the flow of the main level open and inviting. From the living room, continue into the kitchen and dining area, complete with granite countertops, stainless steel appliances, gas cooking, and warm under-cabinet lighting. A convenient laundry closet is located just off the kitchen, while the nearby back door opens to the covered patio and outdoor storage closet, steps from the private rear parking pad with two spaces. Upstairs, you'll find a well-planned layout with 8-foot ceilings. The primary suite offers a true retreat with his-and-hers closets, a soaking tub, and an upgraded standing shower with French door entry. Across the hall, two generously sized bedrooms comfortably fit queen-sized beds and share an updated full bathroom with a shower/tub combo. All bathrooms feature granite countertops, carrying the home's modern upgrades throughout. This home offers ample storage along with convenience and comfort. Throughout the property you'll find LVP flooring with no carpet, remote-powered fans with updated lighting, and smart-home technology including Ecobee and Nest thermostats, Ring doorbell and floodlight, and keypad entry locks on the back door and storage room. The home also offers dual-zone gas heating and cooling, allowing the upstairs and downstairs to be set at different temperatures for year-round comfort. Major systems including the roof, tankless water heater, and HVAC have all been upgraded within the past four years, and the HOA covers yard maintenance, termite protection, and water. Even better, this property offers an assumable FHA loan that covers more than half of the list price, giving qualified buyers a rare opportunity to secure more affordable financing. Located just minutes from Swift Cantrell Park, Downtown Kennesaw, Downtown Acworth, shopping, dining, and I-75, this is a rare opportunity to own an affordable, move-in-ready, smart-home-equipped townhome in one of Kennesaw's most desirable locations.
Source: GAMLS #10634650
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.