3430 Waters Mill Dr Alpharetta, GA 30022
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About this home
Prime Alpharetta Location – Top-Ranked North Fulton Schools! Welcome to this well maintained home nestled in one of Alpharetta’s sought-after neighborhoods, just minutes from GA 400, North Point Mall, top-rated schools, and the Big Creek Greenway. This spacious residence features a three-car side-entry garage and impressive curb appeal with Hard coat Stucco and Cement Siding. Step inside to a light-filled, two-story foyer, where stunning hardwood floors flow throughout most of the main level and upper hallway, enhancing the home's warmth and charm. The gourmet kitchen boasts ceiling-height cabinetry for extra storage, granite countertops, gas range, stainless steel appliances including double ovens etc.—perfect for entertaining or everyday cooking. Upstairs, you’ll find six roomy and functional bedrooms plus three full bathrooms, offering ample space for family, guests, or a home office setup. The large finished basement includes additional living areas with generous unfinished storage space. Enjoy outdoor living on two covered patios that overlook a tiered, landscaped, fenced backyard—a serene, child- and pet-friendly oasis designed for play and relaxation. Community amenities include a pool and tennis courts just a short walk away. Also, walking distance to Big Creek Greenway and Waters Road Park .....close to Ocee Park. Convenient access to North Point Mall, Avalon, downtown Alpharetta, Verizon Amphitrite, grocery stores, restaurants, GA 400 etc. This home truly offers the best of Alpharetta living—location, space, and lifestyle. Don’t miss it! Sellers including a 2-10 Home Buyers Warranty and allowance for flooring in the basement.
Source: FMLS #7639288
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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