3430 Windsor Lake Cir Sanford, FL 32773
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About this home
Spacious 2-Bedroom, 3-Bath Townhome in Windsor Lakes gated community – Backing onto a Private Preserve | Priced Below Appraisal This beautifully updated 1,289 sq. ft. townhome with a garage is located in the desirable gated community of Windsor Lakes and offers a perfect blend of style, privacy, and convenience. With a serene preserve backdrop, this move-in ready home stands out with modern updates throughout. Step inside through the tiled entryway and you’re welcomed by soaring ceilings and a dramatic staircase that set the tone for the open floor plan. Recent improvements include luxury vinyl plank flooring upstairs and on the stairway, along with new lighting throughout the hallways, staircase, kitchen, and dining area. The two large front windows have been professionally tinted for added efficiency and comfort, while all-new blinds add a fresh finishing touch. The kitchen has been tastefully updated with a brand-new refrigerator and stove, refaced cabinetry, a new sink and faucet, sleek under-cabinet lighting with remote control, and a premium 5,000-hour water filter. The master suite offers a refreshed bathroom with a quartz vanity top, under-mount sink, and updated cabinetry. Each bathroom features new hardware, and the laundry room has been upgraded with custom cabinetry for extra storage. The exterior has recently been painted, giving the home a fresh, modern look. Windsor Lakes is a gated community with amenities that include a sparkling swimming pool, perfect for relaxing and socializing. Just minutes from downtown Sanford, shopping, dining, and major highways, this home combines tasteful updates with a peaceful natural setting—truly a rare find in Windsor Lakes.
Source: STELLAR #FC312033
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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