3433 Hollow Tree Dr Decatur, GA 30034
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About this home
Nestled in East Decatur, 3433 Hollow Tree Drive is a beautifully maintained single-family home built in 1981, offering approximately 2,154 square feet of living space with four bedrooms and two full bathrooms. Sitting on a spacious, level 0.35 acre lot, this property perfectly combines comfort, functionality, and outdoor enjoyment. Inside, you'll find easy-to-maintain concrete floors in the high-traffic areas and plush carpet in the bedrooms, creating a warm and practical living environment. The home also features a large bonus/flex space in the basement, ideal for a home office, gym, media room, or guest suite. Recent updates include new windows installed about three years ago with a lifetime warranty, a brand-new A/C unit, a newly insulated furnace, insulated water lines, new attic insulation, and fresh weather stripping around all doors, ensuring lasting energy efficiency and year-round comfort. Outdoor living is just as impressive with a three-seasons sunroom which features screened glass windows, perfect for relaxing evenings or morning coffee, and a large front patio ideal for entertaining guests or enjoying the peaceful surroundings. Conveniently located near major highways such as I-285 and I-20, residents enjoy easy access to Downtown Decatur, shopping at South DeKalb Mall, and local dining include popular BBQ and vegan restaurants. This home offers the ideal blend of suburban tranquility, modern upgrades, and city convenience - move-in ready and built for both comfort and connection. NO HOA! Seller willing to offer credit at closing for flooring allowance if you don’t love the floors.
Source: FMLS #7665345
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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