3440 Menores Way Fort Myers, FL 33905
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About this home
Move-in ready with motivated sellers! Mortgage savings may be available for buyers of this listing. Enjoy long, stunning views of the large lake from this beautifully upgraded 4-bedroom, 3-bath home in the gated Portico community of Fort Myers, FL. With south real exposure, the home is filled with natural light all day—soft morning sunrises over the lake and vibrant sunsets create a serene and welcoming atmosphere. The open-concept layout connects the dining room, kitchen, and family room, flowing seamlessly to a covered lanai for outdoor enjoyment. The chef-inspired kitchen features sleek white cabinetry, a walk-in pantry, premium stainless-steel appliances, and an oversized island with a breakfast bar—perfect for entertaining. Designed for privacy and flexibility, the home includes dual primary suites with ensuite baths, plus two additional bedrooms sharing a full bath—ideal for guests or multigenerational living. The main suite offers a generous walk-in closet for ample storage. A versatile two-car garage completes the home. Upgrades throughout include a Culligan reverse osmosis system, remote-controlled lanai shades, Ring security system, updated lighting and ceiling fans, and freshly resealed tile grout. Portico is a master-planned community offering scenic water views and resort-style amenities including a pool, fitness center, playground, tennis and pickleball courts, and more. Mortgage savings may be available for buyers of this listing! This is a rare opportunity to own one of Portico’s finest homes with expansive lake views and modern upgrades throughout. Schedule your private showing today!
Source: FORTMYERS #225060844
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.