3441 Cedar Crest Loop Spring Hill, FL 34609
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About this home
Welcome to this spacious custom-built, pool home located in the desirable gated community of Pristine Place. Offering 3,563 square feet of living area, this spacious 5-bedroom, 3-bath, 3-car garage residence includes a home office, that can double as another bedroom and sits on an oversized .34-acre lot. This elegant home combines functionality, comfort, space and value! You will be impressed by the massive paver driveway and walkway, lush landscaping, and inviting front porch, perfect for enjoying a quiet morning in your favorite rocking chair. Inside you will step into the formal living room and dining room areas. You will find high ceilings, 8-foot doors, archways, and tray ceilings that gives this home an expansive feel. The floor plan is ideal for entertaining, featuring a grand room that flows seamlessly into the gourmet kitchen and casual dining area. Elegant maple wood floors run through the main living areas and primary suite, complemented by beautiful tile in the kitchen. The kitchen is a chef’s delight, complete with granite countertops, ample cabinetry, a breakfast bar, and views of the solar-heated saltwater pool with included pool fence for safety. French doors and sliding glass doors open from multiple rooms to the expansive double covered lanai, creating a wonderful indoor-outdoor living experience. The private pool area offers the perfect space for relaxing or entertaining year-round. There is a new fenced in back yard perfect for a outdoor play area or small pets. The owner’s retreat is filled with natural light and features a soaking tub, double vanities, walk-in shower, and his-and-hers walk-in closets. A 3-way split floor plan ensures privacy for all bedrooms. The 4th bedroom is oversized and ideal for use as a playroom, media room, or craft space, while the 5th bedroom serves as an en-suite with a shared pool bath—perfect for guests or multi-generational living. Additional highlights include a 32’ x 6.5’ laundry and storage room with utility sink, storage racks, and included washer/dryer, plus a 3-car garage with one of the bays having a dedicated EV charging station. Recent updates and upgrades: Roof 2023, Saltwater pool conversion 2023, Solar pool heater with 10-year transferable warranty 2024,Water heater 2025, Garage door opener rebuilt with 7 year warranty 2025, 240V generator hook-up 2025, New lanai screen and New variable-speed pool pump 2025. Residents of Pristine Place enjoy a wide range of amenities, including a community pool, fitness center, tennis courts, playgrounds, and a clubhouse with rentable event spaces, plus numerous neighborhood activities throughout the year. This home truly has it all — space, updates, and resort-style living in one of the area’s most sought-after gated communities. Schedule your private showing today!
Source: STELLAR #TB8437978
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.