3442 Stoneway Dr Lakeland, FL 33812
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About this home
A storybook 4 bedroom 2 bathroom home with New Roof, new ac, new water heater and new pool pump. From the moment you pull into the driveway, you can feel it — this is the one. The freshly painted exterior gleams beneath the Florida sunshine, surrounded by lush landscaping, new mulch, and a brand-new vinyl privacy fence that wraps the home in peaceful seclusion. Through the double glass entry doors, the scent of new beginnings greets you. The entire home has been freshly painted inside and out, giving every room a crisp, modern feel. Inside, natural light dances across scratch- and water-resistant laminate floors, guiding you toward the heart of the home — the family room. There, a wood-burning fireplace framed by a stunning floor-to-ceiling accent wall sets the stage for cozy nights and laughter that echoes well past the holidays. Just steps away, the kitchen feels like something out of a design magazine — wood shaker cabinets with soft-close drawers, floating shelves, quartz countertops, and a designer backsplash that sparkles under recessed lighting. Stainless steel appliances stand ready for every meal, from lazy Sunday pancakes to dinner parties with friends. From the main living areas, beautiful French doors open to your private pool retreat, filling the home with natural light and offering a seamless flow between indoor comfort and outdoor living. The primary suite tells its own story — a tranquil retreat where an electric fireplace flickers softly, and the spa-like ensuite invites you to unwind in a Jacuzzi tub surrounded by warmth and quiet. Both bathrooms have been beautifully remodeled with new vanities, quartz counters, fountain faucets, sinks, toilets, and mirrors — details that blend luxury and function effortlessly. Every bedroom offers a spacious walk-in closet, giving everyone room to stay organized and comfortable. Step outside and you’ll hear it — the gentle splash of the pool calling your name. The screened lanai is perfect for morning coffee or sunset swims, all framed by that new fence and tropical landscaping that make this backyard your private paradise. Every update has been handled for you, so all that’s left to do is enjoy it. This isn’t just a house. It’s the next chapter in your story — filled with warmth, laughter, and all the upgrades you could dream of. Conveniently located near shopping, dining, and easy access to major highways. Ready to begin your next chapter? Schedule your private showing today and see why this home feels like the one you've been waiting for.
Source: STELLAR #L4956461
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.