3442 Tulip Tree Ct Waldorf, MD 20602
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About this home
Come enjoy this beautifully maintained home nestled in the heart of Waldorf, MD - St Charles - Huntington neighborhood! Community amenities include a swimming pool, tennis/pickleball courts, playgrounds and community center. This home has a picturesque, nicely landscaped cul-de-sac lot and features three lovely bedrooms, two full baths, a half bath, separate dining and living rooms, family room, spacious kitchen, and a 2-car garage! The welcoming wrap-around porch, the entertainment platform deck and backyard patio - are all ideal for relaxing and entertaining for any season! The kitchen offers granite countertops with matching backsplash, stainless appliances, butler's pantry, built-in shelving, dining table space and extra breakfast bar counter seating. French doors lead to the backyard deck and patio. Lots of space to spread out in the spacious separate living room with bright windows for natural lighting. Enjoy TV time in the family room just off from the kitchen. Special meals and family gatherings are ideal for the separate formal dining room - or can use the room as flex space for a home office, craft room, exercise room or playroom! Primary bedroom with vaulted ceilings, walk-in closet and attached full bath. Amble closet space in the additional large bedrooms just down the hallway. Lots of storage closets throughout the home and pull-down attic space. Other great features include newer HVAC system, recessed lights, newer dishwasher, updated luxury vinyl flooring on main level and newer carpet on stairs and upper-level hallway and bedrooms. Washer and dryer conveniently located upstairs. Wall heating unit and shelving in the oversized 2-car garage - an ideal workshop space! Large backyard shed - perfect for lawn equipment and tools. Commutable to military installations (Andrews AFB, Bolling AFB, Ft. Meade, Ft Belvoir, Indian Head Naval, Dahlgren Naval and the Pentagon). Convenient to park and ride, commuter bus stops, MGM National Harbor, Tanger Outlets, Waterfront National Harbor, Washington, DC and Northern VA. Easy access to local and major highways (Hwy 301/Crain Hwy, Rt 5/Branch Ave, Hwy 210/Indian Head Rd, MD 5/Leonardtown Rd, I-95/495 Capital Beltway). Close proximity to shopping, eateries, schools, colleges, medical centers, walking/jogging/biking trails, recreational parks, sporting and entertainment venues... plus more! Schedule a tour today!
Source: BRIGHT #MDCH2048386
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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