3443 Sagebrush St Harmony, FL 34773
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About this home
GREAT OPPORTUNITY TO LIVE IN THE LAKES AT HARMONY, a 55+ GATED GOLF AND NATURE LOVERS COMMUNITY. The CDD bond is paid off. The Lakes at Harmony is an Age-Restricted 55+ Community. This impressive model features a one-story home with two bedrooms, private office, two baths, and a two-car garage. This dynamic home offers the much sought-after open floor plan with family room, kitchen, and dining area. The beautiful kitchen features a quartz countertop, large pantry and the adjacent family room allows outdoor access to a lanai via sliding glass doors. The master bath includes a luxurious oversized shower and generous walk-in closet. There is an exclusive club house for “The Lakes at Harmony” which offers a zero-entry pool, fireplace, community gathering room, activities room and gym. Residents enjoy pickleball, tennis, bingo, book club, chess, tai chi and many other wonderful activities. Lakes residents also have access to 2 other pools, walking/hiking trails, an 18-hole Johnny Miller golf course, access to 2 natural lakes, boat rentals, farmers markets and yearlong activities in Town Square. The Lakes at Harmony is peaceful and serene, boasting natural beauty wherever you look from amazing sunsets to deer, cranes and turkeys. The Lakes is located in Harmony, an 11,000-acre development, surrounded by a conservation preserve, and is 40 miles SE of Orlando, 30 minutes to Orlando Airport, and 40 minutes to Disney and the beaches. HOA pays for yard maintenance and exterior pest control. Buyer to verify all room dimensions, square footage and HOA restrictions.
Source: STELLAR #O6323985
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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