345 Chaffin Ridge Ct Roswell, GA 30075
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About this home
Looking for your next home or an investment property? Introducing this spacious 4-bedroom, 2.5-bathroom home nestled in the highly desirable city of Roswell, Georgia. This two-story home is situated on over an acre of land in a "non-HOA" neighborhood. As you enter, you'll be greeted by beautifully maintained hardwood floors that flow seamlessly throughout the living areas. The front entryway branches into two inviting rooms: a formal dining room and a versatile flex space, ideal for a formal seating area or a home office. Continuing through the entry, you’ll find a spacious living room featuring a stone fireplace, which serves as a central focal point to the room. The living room is spacious enough to easily accommodate a sectional sofa as well. Just off the living room, a hallway leads to a convenient half bath, additional closet space, and access to a full, unfinished daylight basement. At the heart of the home lies the kitchen, a true highlight that features freshly painted cabinets, stainless steel appliances, and granite countertops. This eat-in kitchen also includes a designated space for a breakfast table, making it perfect for casual dining. Completing the main floor is a walk-in laundry room equipped with a countertop and storage cabinets, and includes a secondary staircase to access the upper floor. Upstairs, discover four bedrooms, a bonus room, and two full bathrooms. The primary owner’s suite features a fully renovated bathroom with double vanities, extra countertop space, and a seamless walk-in shower with dual shower heads. Each bedroom offers generous closet space, while the upstairs hallway includes multiple storage closets, a full-size hall bathroom, and attic access. Outside, enjoy a freshly painted deck that overlooks your private one-acre lot. A portion of the lot is fenced in, providing a designated space for outdoor activities. The home comes with a two-car garage and additional driveway parking for four. This home has been thoughtfully updated over the years. Fresh interior paint in several areas, a complete refresh of the back deck and doors, updated painted kitchen cabinets, and enhancements to the front entry were all completed within this year alone. Additional upgrades include a soft-wash exterior for both the front and back, new window sills, a newer front roof, a tankless water heater, a new stovetop, stainless steel appliances, and updated lighting throughout. Residents can appreciate a peaceful community atmosphere without the constraints of an HOA. Convenience is at your fingertips, with Downtown Roswell just a 9-minute drive away. Roswell High School is right around the corner, along with shopping destinations such as Roswell Crossing, Roswell Corners, and King Plaza, home to Publix, Trader Joe's, Taco Mac, Jimmy John's, Rojo Cocina, Office Max, Target, TJ Maxx, The Fresh Market, and more. This unique home offers room to grow and is surrounded by the laid-back community living that you will find in Roswell, GA. Don’t miss the top-rated school district that this home resides in. Coming soon across from this neighborhood will be the newest development on the corner of Chaffin Road and Hardscrabble Road, Edwin and Nelda Spruill Park, which will be a recreational 50-acre park. Visit https://atlanta.urbanize.city/post/roswell-50-acre-new-spruill-city-park-site-deal for more information. A one-of-a-kind property that you'll want to see!
Source: FMLS #7653051
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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