345 Lions Head Dr Monument, CO 80132
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About this home
Impressive 2-Story Retreat on a private .76 Acre Lot! Welcome to this exceptional 2-story Woodmoor home, offering the perfect blend of luxury, privacy, and functionality. Nestled on a beautifully landscaped .76-acre treed lot, this residence showcases immaculate curb appeal and thoughtfully designed outdoor spaces, including two decks, a stand-alone entertaining deck, and a cozy fire pit area—all ideal for relaxing or hosting gatherings. Step inside to a majestic foyer with soaring ceilings and hardwood floors, setting the tone for the elegance throughout. The grand family room boasts floor-to-ceiling windows, flooding the space with natural light and serene views. The luxurious dining area flows seamlessly into the chef’s kitchen, which features an oversized uninterrupted island, stainless steel appliances, double ovens, a large gas range with custom hood, farm sink, quartz countertops, and decorative tile backsplash. The eat-in area walks out to a deck with a pergola, creating the perfect indoor-outdoor dining experience. A main-level office/bedroom adds flexibility, while the convenient garage entrance off the kitchen enhances everyday functionality. Upstairs, retreat to the primary suite, complete with a fully remodeled spa-inspired 5-piece bathroom and an enormous walk-in closet with custom built-ins. Three additional bedrooms and 2 full bathrooms complete the upper level. The finished basement expands your living space with a sprawling recreation room, pool table area, and access to a beautiful patio, perfect for entertaining. With central AC and countless updates, this home balances comfort and sophistication in every detail. Don’t miss this rare opportunity to own a private, beautifully appointed home designed for both grand entertaining and everyday living in Monument!
Source: PPMLS #1832597
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.