34535 Shellback St Leesburg, FL 34788
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About this home
Welcome to this spacious 4-bedroom, 2.5-bathroom two-story home in the desirable Liberty Preserve community of Leesburg. Designed for both comfort and functionality, this residence offers plenty of room to gather, relax, and create lasting memories. Step inside to a bright, open floor plan featuring high ceilings and an expansive living and dining area, perfect for entertaining. The heart of the home is the modern kitchen, complete with a large center island with bar seating, stainless steel appliances, solid surface countertops, oversized tile flooring in wet areas, and a pantry for all your storage needs. A flexible downstairs bonus room provides the perfect space for a home office, playroom, or library. Upstairs, you’ll find all four bedrooms, including a spacious owner’s suite with a walk-in closet and a private ensuite featuring dual sinks and a large shower. The loft adds an additional gathering spot, ideal for movie nights or a cozy reading nook. A conveniently located upstairs laundry room makes daily living a breeze. Outside, the backyard offers plenty of room to enjoy the Florida sunshine—whether for weekend barbecues, playtime, or simply unwinding after a long day. Living in Liberty Preserve means being part of a welcoming community surrounded by natural beauty. Enjoy nearby parks, local gardens, and Venetian Gardens’ bird sanctuary. The location also offers easy access to HWY 44 and HWY 441, the Leesburg Premium Outlets, UF Health Leesburg Hospital, and Leesburg International Airport. This home is move-in ready and offers the perfect balance of space, style, and convenience—come see all that Liberty Preserve has to offer!
Source: STELLAR #O6337747
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.