3455 Table Rock Dr Gastonia, NC 28052
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About this home
Welcome home to 3455 Table Rock Drive located within the highly desirable Crowders View community! This beautiful 2-story transitional home offers 3 bedrooms, 2.5 baths, and is move-in ready. The main level showcases an open-concept floor plan, featuring a spacious living room that flows seamlessly into the dining area and updated kitchen. Step inside to discover brand-new Luxury Vinyl Plank (LVP) flooring throughout the first floor, providing a fresh and modern feel. The kitchen boasts new stainless steel appliances, making meal prep a joy. Upstairs, the primary bedroom suite is a true retreat, featuring an updated private bathroom with a two-sink vanity. All bathrooms have been stylishly updated for a fresh, clean look. The second floor also features a versatile loft area, currently used as a comfortable family room—perfect for movie nights or a home office. Enjoy peace of mind knowing the roof was replaced in 2023! Outside, the home features a large, fully fenced-in backyard, ideal for pets, play, and outdoor entertaining. Located minutes from local amenities and I-85, this home perfectly blends updated features with community living. Don't miss this opportunity! Come see for yourself...
Source: CANOPYMLS #4313384
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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