3461 NW 34th Pl Gainesville, FL 32605
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About this home
Motivated Seller!! and updated Photos added! Spacious 4BR Home on 0.66 Acres – Minutes to UF, Hospitals & MoreNow with a few updated photos! Discover the perfect balance of space, convenience, and outdoor living in this 4-bedroom, 2-bath concrete block home set on a lush 0.66-acre lot in the well-established Weseman neighborhood. Offering nearly 2,000 sq. ft. of living space, the flexible floor plan features a great room, family room, breakfast nook, and indoor laundry—ideal for families, professionals, or anyone who needs room to grow. Step outside and enjoy the park-like backyard, fully fenced and shaded by mature oaks. You’ll love the fruit trees, basketball court, covered and open patios, plus a relaxing hot tub and small generator that stay with the home. Perfect for entertaining or unwinding at the end of the day.The kitchen includes newer appliances, and major systems are in excellent shape: HVAC (2024), roof (2019), updated waterlines, and a recently serviced septic system—with the bonus of two septic tanks for added capacity. Location is unbeatable—just 1.5 miles to UF Law School, on the bus line, and minutes from Santa Fe College, Gainesville Regional Airport, Shands, the VA, and North Florida Regional Hospital.
Source: STELLAR #G5100090
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.