3464 Navaho Trl SE Smyrna, GA 30080
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About this home
Welcome home to this Prime Location! Charming move-in-ready 3-bedroom all-brick ranch in the heart of Smyrna offers the perfect blend of comfort, character, and convenience. The home features beautiful hardwood floors, bright open living and dining areas, and a kitchen with plenty of cabinet space. The dining area opens to a spacious back deck and yard, ideal for entertaining or relaxing outdoors. Enjoy a welcoming front porch, a fenced backyard with a storage shed, and extended driveway for extra parking. The seller is offering an $8,000 concession toward paint if the buyer wants to change colors, new kitchen appliances, upgrades of choice, or closing costs. Make it your own, your way! No HOA or rental restrictions and eligible for 100% financing with no PMI. Conveniently located near Paces Ferry Road and just minutes from Truist Park (Braves Stadium), The Battery, Cumberland Mall, Chattahoochee River trails, and major highways including I-285, I-75/85, with easy access to Midtown and Downtown Atlanta. Close to shopping, dining, business district, parks, and top-rated schools. A Must-See in this well-established and sought-after neighborhood, perfect for homebuyers seeking value, comfort, and convenience in one of Smyrna's most desirable areas.
Source: GAMLS #10626656
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.