3465 John Taylor Rd Woodlawn, TN 37191
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About this home
**Seller to provide $10,000 in sellers concessions to be used toward closing costs, prepaids like home insurance or property taxes, or interest rate buydown. Seller also offering a 1% rate buydown with any lender; buyers using preferred lender may qualify for up to a 2% rate buydown! Seller also offering a home warranty along with the sale of the home!** Escape to your own peaceful retreat just minutes from Gate 10 of Fort Campbell. This charming home is perfectly located for a quick commute while feeling worlds away. Enjoy the serenity of country living on your private, tree-lined lot. The two-tiered deck is your new favorite spot, offering a perfect place to relax, entertain, or watch the deer pass by. Inside, this move-in-ready home offers a warm and inviting atmosphere. It features new wood laminate flooring throughout and an updated eat-in kitchen with new butcherblock countertops. The open floor plan is perfect for daily life or hosting friends. For a cozy touch, the potbelly wood stove provides both character and warmth during the cooler months. The spacious primary suite is a true escape, complete with a large walk-in closet and a private en suite bathroom. New Water Heater and Garage Door installed Oct 2025. This home perfectly balances modern updates with rustic charm, offering a beautiful and convenient place to call your own.
Source: REALTRACS #2970113
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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