3474 Hudson Pl Fremont, CA 94536
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About this home
Welcome to 3474 Hudson Place, a comfortable, single-story home tucked at the end of a peaceful cul-de-sac in Fremont's well-loved Brookvale neighborhood. With approx. 1,688 sf of living space on a generous lot, this 3-bedroom, 2-bath home offers a practical layout with good flow between the living, dining, and kitchen areas - great for family life, hosting guests, or everyday routines. The kitchen is tastefully updated with a gas cook-top, stainless refrigerator, top of the line cabinetry, extra storage and an island for extra prep. space. The kitchen opens to the dining area, which has a sliding glass door to the backyard. The back and side yards feature mature roses bushes, fruit trees and a covered patio, giving you room for outdoor gatherings, a play area, or even a future vegetable garden. The attached garage adds secure parking and extra storage. Families will appreciate being close to some of Fremont's top schoolsBrookvale Elementary, Thornton Middle, and American High. The location also offers easy access to shopping, parks, and major commute routes like I-880 and BART, making daily travel simple and convenient. If you've been looking for a well-located Fremont home in a quiet neighborhood with strong schools and a welcoming community, this is a wonderful opportunity!
Source: CRMLS #ML82027657
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.