3478 Abbey Way Gainesville, GA 30507
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About this home
Welcome to 3478 Abbey Way, a spacious and beautifully maintained townhome located in the vibrant community of Hawthorne Village. This three-level home offers 4 bedrooms and 3 and a half bathrooms, making it ideal for families, roommates, or anyone seeking flexibility in their living space. The terracelevel features a private bedroom and full bath with its own fully seperate and controlled HVAC, perfect for guests, a home office, or a multigenerational setup. On the main level, you'll find an open-concept layout with a modern kitchen that boasts granite countertops, 42" cabinets, an oversized island, and stainless steel appliances, creating the perfect space for entertaining or daily living. Enjoy entertaining, grilling, and relaxing on the over sized rear 20X10 deck. Upstairs, the spacious primary suite includes a large walk-in closet, dual vanity, and a private bath. Two additional bedrooms and a full laundry room provide plenty of room for everyone. Throughout the home, neutral finishes, and thoughtful upgrades enhance both style and comfort. The over sized attached two-car garage is a rare find in the community and offers added convenience. Situated in a quiet, tree-lined neighborhood just minutes from I-985, Highway 53, UNG Gainesville campus, and local shopping and dining, this property combines low-maintenance living with unbeatable location. Whether you're commuting to Flowery Branch or enjoying Gainesville's growing amenities, this home offers a perfect blend of comfort and accessibility. Don't miss the opportunity to own this move-in ready gem.
Source: FMLS #7612145
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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