3489 Eagle Ridge Dr Woodbridge, VA 22191
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About this home
Welcome to the Open House Nov 9, 12-3pm. Beautiful 4BR , 3 1/2 BA, 3380 total SF single family home in Eagles Pointe neighborhood. The main level has a formal living room and dining room. an office, the family room with gas fireplace and gourmet kitchen with breakfast area that opens to a maintenance free trek deck, a custom stone patio with a sitting area and backyard with two apple trees! The open kitchen includes a BRAND NEW LG 27 Cu Ft Side by Side Smart Refrigerator w/ craft ice, external Ice and water dispenser in print proof Stainless Steel, granite countertops, beautiful backsplash, spinning spice rack, seating counter bar and hardwood flooring. The upper bedroom level includes a large primary bedroom and remodeled open tile shower and freestanding soaking bath tub. and two large bedrooms, and a laundry room with washer and dryer. A two car front load garage, rec room with egress window, den (could use as 4th BR) and full bath on the lower level. The two upper full baths have gorgeous tile showers and other upgrades. Roof is newer 2023. Upgraded front door and kitchen slider. The Seller is offering a one year Old Republic Home Warranty Gold Coverage for the buyer. Wifi Sprinkler system. ADT or Guardian Security Systems available. .Eagles Pointe is a wonderful area with resort feel and has so many amenities including a fitness center, outdoor pool, clubhouse, tennis courts, and playgrounds. Just minutes to Quantico, Fort Belvoir bases, and great shopping like Wegmans, Harris Teeter, Stonebridge at Potomac Town Center and Potomac Mills mall. Quick access to the VRE Woodbridge Station and I-95 and Rt 1 for commuters **Assumable 2.25% VA loan (replacing VA eligibility - Contact listing agent for more info) This home qualifies for the $10000 United Bank "Welcome Home" Grant - See flyer in the documents.
Source: BRIGHT #VAPW2098540
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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