3489 Pauling Loop Round Rock, TX 78665
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About this home
For Sale in Madsen Ranch – 3 Beds | 2 Baths | + An Office | One Story | Open Concept Living Welcome to this beautifully maintained one-story home in the highly sought-after Madsen Ranch community. Thoughtfully designed with a mother-in-law floor plan, this home offers both privacy and functionality. Secondary bedrooms are positioned at the front of the home, while the spacious primary suite overlooks the backyard. Step inside through a welcoming formal entryway and into an open living space accented by vinyl wood flooring in the main areas. The chef’s kitchen features gas stove, a large center island with quartz counters, seating for four, white cabinetry, and a sleek tile backsplash—all open to the dining and living room for seamless entertaining. A refrigerator is included, and a stylish accent wall adds a modern touch to the family and dining areas. The primary retreat is oversized and boasts a spa-like en-suite bathroom with a garden tub, separate shower, and a desirable walk-in closet. Secondary bedrooms are generously sized, and the dedicated office makes working from home convenient without sacrificing bedroom space. Outdoors, enjoy a covered patio and flat backyard, perfect for relaxing evenings or weekend gatherings. Bonus features : epoxy garage flooring, extra 1/2 space in the garage, whole house water softener!! With its prime location close to shopping, dining, and major conveniences, this home is a true blend of comfort and lifestyle. 3 Beds, 2 Baths, + Separate Home Office + Laundry Room + 1/2 Garage Bump Out for Extra Storage + Epoxy Floors in the Garage + Whole House Water Softener!! Don't Miss this Well Maintained One Story Home!
Source: ACTRIS #2365510
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.