349 Fletcher Ave Daytona Beach, FL 32114
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About this home
One or more photo(s) has been virtually staged. Don't miss out on the opportunity to call this property your new home! Welcome to your charming 3-bedroom, 1-bathroom home offering 1,080 sq ft of cozy yet functional living space just minutes from the heart of Daytona with NO HOA! A covered front porch with classic brick detailing and a fenced yard create the perfect first impression while giving four legged friends and little ones room to play. Inside, the inviting family room sets the stage for relaxing evenings, while the kitchen, complete with stainless steel appliances and generous counter space, makes cooking a joy. The connected dining area ensures effortless hosting, whether it’s a casual meal or a special gathering. Each bedroom is filled with natural light and designed with ample storage, creating comfort and convenience for everyone. And with the beach, Daytona International Speedway, the airport, major highways, plus endless shopping, dining, and entertainment all less than 10 minutes away, this home places you at the center of it all. You'll have all the fun of Central Florida right at your fingertips. Perfect opportunity for first time home buyers, investors, or those attending college with Daytona State just blocks away. You don’t want to wait, schedule your private showing TODAY!!!
Source: STELLAR #G5102872
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.