349 Hamilton Pkwy Easley, SC 29642
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About this home
BACK ON THE MARKET...At NOOOO Fault to the Seller! House is priced well below appraisal! Such a cutie patootie!! Is a beautiful ranch what you're looking for...I have just the place for you! From the moment you walk into this lovely home, you'll appreciate the open feel it provides! Upon entering the home, you'll be greeted with the formal dining room on your right. Continuing straight ahead, you'll find your terrific living room that will provide all the comfort you need for relaxing! Your bright kitchen will keep you happy the whole time you enjoy preparing food for you and your loved ones. Head down the hallway with me, where you'll find two bedrooms that are shared with a hallway bath. And your Master...oh, your Master! What a terrific size Master bedroom and bath. With all the bright windows your heart could ever desire! If all this wasn't enough space for you...let's head upstairs to your large rec room! Game room, office space, workout room...the dreams are endless. But...if I don't have you sold just yet... Join me on your cozy screened-in patio to take all your stresses away! This adorable home won't last long...so schedule your showing today!
Source: GREENVILLESC #1558163
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.