3492 Indian River Pkwy Mims, FL 32754
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About this home
Welcome to The Lakes at Indian River Preserve! A serene golf community in Mims, Florida, just minutes from the beaches, top restaurants, and major highways. This Cali model by D.R. Horton sits on a premium corner lot and offers stunning backyard golf course views, combining elegance, comfort, and modern convenience. This spacious single-story home features 4 bedrooms and 2 bathrooms, 2 car garage with an open-concept layout perfect for entertaining or relaxing with family. The inviting living and dining area flows seamlessly into a modern kitchen, complete with a large island, pantry, stainless steel appliances, and beautiful countertops. The primary suite is tucked privately at the rear of the home and includes a walk-in closet and a dual-sink vanity, while two additional bedrooms at the front share a full bath. A fourth bedroom offers flexible use as a home office or den. Step outside to enjoy the peaceful covered lanai, ideal for relaxing while taking in the scenic golf course views. Additional upgrades include solar panels for energy efficiency, storm shutters for added protection, water filter and water softener system ceiling fans in all bedrooms, washer and dryer, smart home technology integrated throughout. Residents of this desirable golf community enjoy access to a clubhouse with a restaurant, beautiful landscaping, and convenient proximity to I-95, Port Canaveral, and the Kennedy Space Center — all just about 25 minutes away. This is the perfect blend of Florida comfort, modern living, and resort-style surroundings. It won't last, schedule your tour today!
Source: STELLAR #S5136179
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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