3497 Turquoise Dr Navarre, FL 32566
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About this home
Welcome home to this fantastic 5 bedroom (plus an office AND upstairs loft/living room!), 3 bathroom home located in the popular and tucked away gem of a neighborhood Treasure Isle Estates just minutes to Navarre's beautiful beaches. Even more special? This Hayden floorplan is a beautiful 2 story design with over 2550sqft located at the end of the street with a cul-de-sac on a unique almost acre lot where the possibilities are endless! As you enter this home, there is a flex space that is perfect for an office, formal dining room, or school room. Through the foyer is the large open living space joined by a gorgeous kitchen and dining area with access to the backyard. The kitchen features all stainless appliances, tasteful tile backsplash, and it's open to the eat in kitchen area. Interior features also include luxury vinyl plank flooring throughout, with plush carpet in the bedrooms and plenty of closet space! There is one bedroom and one full bathroom located on the first floor, and upstairs are the 4 other bedrooms along with a great sized upstairs living room (with a closet!), and the laundry room. The master bedroom is a retreat with an oversized room and an en suite featuring a huge walk in closet, double vanities, a walk in tiled shower with glass door, and private water closet. Upstairs there is also another full bathroom with double vanities. Outside you'll love the possibilities to make this lot your own where you'll get all the space you've been looking for within a fantastic neighborhood!
Source: EMERALDCOAST #979295
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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