350 White Bass Dr Pipe Creek, TX 78063
Your savings
About this home
Imagine a charming country home designed to blend rustic elegance with modern comfort. This three-bedroom, two-bathroom house is a perfect retreat from the hustle and bustle of city life. As you approach, you are greeted by a classic country facade, a welcoming front porch and a dramatic, sloping roof line. Upon entering, you are welcomed by an open-concept living area bathed in natural light. The vaulted ceilings are a standout feature, creating a sense of grandeur and spaciousness. Exposed log beams span the ceiling, adding a touch of rustic charm and warmth. Large windows along all walls let in ample sunlight, providing picturesque views of the countryside and making the space feel even more expansive. The living area flows seamlessly into a well-appointed kitchen and dining area. The kitchen boasts a double oven installed in 2022, matching dishwasher installed in 2022, stainless, french door refrigerator and ample counter space, with a large breakfast bar perfect for both cooking and casual meals. The custom, mission style cabinetry blends beautifully with contemporary fixtures and finishes. The master bedroom, upstairs, is a serene sanctuary, featuring vaulted ceilings that continue upstairs from the main living area. It includes a spacious walk-in closet and an en-suite bathroom with a double vanity, and tub. Beautiful windows ensure that you wake up to lovely views and natural light. The two additional bedrooms on the main level are also comfortably sized, with generous closet space and windows that overlook the property. They share a second bathroom, which is similarly equipped with modern amenities and stylish fixtures. Outside, the property is adorned with drought resistant landscaping that complements the natural surroundings, plenty of open space for relaxation or recreational activities a large pool and two spacious sheds. Overall, this country home combines the elegance of vaulted ceilings with the cozy, inviting feel of country living, creating a harmonious and beautiful retreat. Don't forget to visit the beautiful, lakefront parks in the subdivision.
Source: SABOR #1799114
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.