3505 Flora Dr Spring Hill, TN 37174
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About this home
Welcome home to 3505 Flora Drive, a delightful 3-bedroom, 3-bathroom residence nestled on a quiet cul-de-sac in the highly sought-after Spring Hill, TN. Built in 2005 and boasting 1,702 sq ft of thoughtfully designed living space, this meticulously maintained home offers comfort, convenience, and a prime location. Step inside to discover a clean and inviting interior, featuring a spacious floor plan perfect for both relaxing and entertaining. The main level offers ample living space, with a fantastic bonus room located above the two-car garage – ideal for a home office, media room, or extra bedroom. Situated on a generous 0.28-acre lot (7,673 sq ft), this property provides plenty of outdoor space for enjoyment. The brick exterior adds to its classic curb appeal. Located in the vibrant community of Spring Hill, residents enjoy a blend of small-town charm and access to excellent amenities. Spring Hill is known for its top-rated schools (in both Williamson and Maury counties), beautiful parks like Evans Park and Fischer Park, and a strong sense of community. With its growing economy and convenient proximity to Nashville, Spring Hill offers an ideal balance of affordability, livability, and accessibility. This home is a true gem and won't last long at this price! Don't miss your opportunity to own a piece of this flourishing Middle Tennessee community. Key Features: * 3 Bedrooms * 3 Bathrooms * 1,702 sq ft * Built in 2005 * 2-Car Attached Garage * Huge Bonus Room Above Garage * Quiet Cul-de-Sac Location * 0.28 Acre Lot (7,673 sq ft) * Brick Exterior * Located in desirable Spring Hill, TN Schedule your showing today and envision your life at 3505 Flora Drive!
Source: REALTRACS #2941960
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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