3520 Orchard Dr Mesquite, TX 75181
Your savings
About this home
MOVE IN READY!! MOTIVATED SELLER!!Welcome to this immaculately maintained, move-in ready gem located on a spacious corner lot in a desirable Mesquite community. This beautiful 2-story home offers an ideal blend of comfort, function, and stylish upgrades throughout. Step inside to discover an open-concept floor plan filled with natural light and perfect for both everyday living and entertaining. The spacious eat-in kitchen features ample cabinet space, a center island, and a seamless flow into the living and dining areas, creating the perfect gathering space for family and friends. The luxury primary suite offers a serene retreat, highlighted by an updated walk-in shower with elegant finishes that elevate your daily routine. Upstairs, enjoy a versatile game room or second living area, ideal for a home office, playroom, or media space. One of the standout features of this home is the newly enclosed back patio, thoughtfully designed for entertaining and relaxation. Whether you're hosting guests or enjoying a quiet evening, you'll love the built-in grill and the additional outdoor living space—perfect for Texas evenings year-round. Additional highlights include well-sized secondary bedrooms, modern lighting, neutral paint tones, and beautiful flooring throughout. Pride of ownership is evident in every detail. Conveniently located near schools, parks, shopping, and major commuter routes, this home truly has it all. If you're looking for a home that checks all the boxes—stylish updates, ideal layout, amazing outdoor space, and immaculate condition—you've found it! Don’t miss your chance to own this exceptional home. Schedule your showing today!
Source: NTREIS #20986674
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.