3520 Stone Creek Ln S Fort Worth, TX 76137
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About this home
Nestled in a highly sought-after golf course community, this beautifully updated residence overlooks the 18th hole, offering scenic views and an exceptional lifestyle. Located just minutes from premier dining, shopping, and top-rated schools, this home seamlessly blends comfort and convenience. Inside, you’ll find fresh interior paint, updated fixtures and plantation shutters along the front of the home, enhancing its timeless charm. The kitchen is a chef’s dream with an abundant of cabinetry and countertop space that is open to the family room that is perfect for entertaining. The family room and breakfast nook feature a wall of windows overlooking the SPARKLING POOL and GOLF COURSE. The primary bath has been thoughtfully renovated with upgraded flooring and a redesigned shower, while the upstairs has been completely refreshed, offering flexible living space. Step outside to your private backyard retreat featuring a three-year-old pool and turf yard—perfect for relaxing or entertaining with ease. Additional highlights, an abundant of natural light, a NEW HVAC SYSTEM, SOLAR SYSTEM that will be PAID OFF at closing that can save you thousands of dollars annually and AN APPROXIMATE MONTHLY ELECTRIC BILL OF ONLY 150.00 IN THE PEAK OF SUMMER AND APPROXIMATELY 50.00 IN THE WINTER!!!! Easy access to the highway and expressway that can take you to FORT WORTH in just a few short minutes.
Source: NTREIS #20988979
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.