3521 Camino Real Trl Denton, TX 76208
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About this home
~I’m not quite sure how to put this, but…this one is kind of a big deal~ Awesome opportunity in the heart of South Denton’s Villages of Carmel for an affordable cottage-style home with recent roof, HVAC, hot water heater, fresh carpet and paint, and true pride of ownership, all offered at an exceptional price! It’ll have you at hello the moment you arrive at this perfectly perched gem with a clean view of the resort-style community pool, lovely landscaping, crisp white rock and stone-boulder bordered flowerbeds, fresh mulch, a mature Shumard oak, charming gable accent, sparkling clean windows, and a freshly painted Iron Ore door with storm door. Step inside to an effectively efficient open split-living design, where vaulted ceilings, fresh carpet & paint, updated fixtures and that “fresh new home” feeling abound! You will love your spacious kitchen with true pantry, 42-inch cabinets, sleek black appliances, eat-in kitchen, arched kitchen pass-through connecting to spacious open living space, full size utility room, and so much more! Step out back to your own cozy private oasis complete with an extended covered patio, privacy slat wall, café lights, and plenty of room to relax and unwind, whether you’re sipping coffee in the morning breeze or firing up the grill for weekend fun. Located in the heart of South Denton’s Villages of Carmel, this area offers the best of both worlds with top-rated Denton ISD schools and family-friendly amenities like scenic parks, walking trails, and a resort-style community pool, all right within the neighborhood. Just minutes from I-35, Timberlinks Golf Club, and Lake Lewisville, enjoy quick access to shopping, dining, and entertainment while still savoring the quiet comfort of a true community setting. Stop Looking & Start Packing!
Source: NTREIS #21098751
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.