3523 Lounging Wren Ln Bartow, FL 33830
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About this home
Welcome to this spacious and beautifully designed 4-bedroom, 2.5-bathroom single family home in the desirable Wind Meadows South community of Bartow. This Providence floorpan by Lennar was Built in 2024, this two-story residence features over 2500 sq. ft. of living space and modern construction with stylish stucco accents. The open-concept main floor seamlessly connects the family room, dining area, and modern kitchen; showcasing sleek stainless-steel appliances, ceramic tile flooring, and plenty of room for entertaining or everyday living.? Upstairs, you’ll find a generous primary suite with a walk-in closet and en-suite bath, three additional spacious bedrooms, a versatile loft, and ample closet space throughout. The home includes an upstairs laundry for convenience and a 2-car attached garage. Smart home technology and energy-efficient fixtures add to the comfort and value.? Situated on a fully fenced, oversized lot with extra rear patio space, this property offers access to resort-style amenities, including a sparkling community pool, multiple playgrounds, and dog park. With low HOA dues, lush landscaping, and beautiful greenery views, Wind Meadows South is ideal for relaxed Florida living. Top-rated Polk County schools; Spessard L. Holland Elementary, Bartow Middle, and Bartow Senior High are all within minutes.? Enjoy nearby shopping, dining, and easy access to main highways, making commutes simple. This is a rare opportunity for a contemporary move-in-ready home in one of Bartow’s fastest-growing neighborhoods. Schedule your tour today!
Source: STELLAR #O6352280
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.